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Separate category of Student Loan Debt in Chapter 13

Separate category of Student Loan Debt in Chapter 13

Under Bankruptcy Code § 1322(b)(5), a Chapter 13 plan may enable upkeep of re payments for claims on that your final repayment is due following the date on which the ultimate re re payment underneath the plan flow from. Since a Chapter 13 plan cannot go beyond 5 years, the ultimate re payment on many figuratively speaking will likely be due following the Chapter 13 plan is finished. Therefore, this area of the Bankruptcy Code would appear to permit a debtor to carry on to help make regular education loan re re payments right to the lending company, not in the plan. (далее…)

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